Founded
1981
Published starting contribution
$115/mo
Lowest monthly amount this ministry publishes
You pay first
Personal Responsibility: $1,250 (Gold), $3,000 (Silver), $6,000 (Bronze)
Sharing limit
$125,000 per illness; CHM Plus add-on raises limits (unlimited on Gold)
Data verified September 2026 · how we verify
Christian Healthcare Ministries (CHM), founded in 1981 and based in Barberton, Ohio, is one of the oldest sharing ministries in the country. It prices by “unit” — each participating adult counts as a unit, which makes multi-member households straightforward to estimate.
CHM’s 2026 monthly contribution amounts are $299 per unit for Gold, $169 for Silver, and $115 for Bronze, with SeniorShare at $119 per unit. Each program carries a Personal Responsibility (PR) — the amount a member pays before sharing begins — of $1,250 on Gold, $3,000 on Silver, and $6,000 on Bronze.
Base sharing is capped at $125,000 per illness; the CHM Plus add-on ($42 per unit/month) raises that limit — to unlimited on Gold. CHM’s program pages and cost-comparison tools are among the most transparent in the industry.