CHM and Anglican Care both charge your out-of-pocket per incident — CHM’s Personal Responsibility and Anglican Care’s MRA each apply to a single need. But around that shared structure sit two very different architectures: CHM’s decades-old unit pricing with an add-on system, and Anglican Care’s three-tier program ladder with escalating sharing limits. Both are among the most transparent ministries on pricing; this comparison is close on character and sharp on caps.
| CHM (Christian Healthcare Ministries) | Anglican Care | |
|---|---|---|
| Founded | 1981 | 20+ years serving members |
| Headquarters | Barberton, OH | Florida |
| Monthly price range | $115–$299 per unit/mo (Bronze–Gold, 2026); SeniorShare $119 | $79–$199/mo starting (Foundational/Essential/Complete, age-banded); Senior Care $89–$249 |
| Initial unshared amount | Personal Responsibility: $1,250 (Gold), $3,000 (Silver), $6,000 (Bronze) | Member Responsibility Amount (MRA): $1,000–$5,000 per incident by program; $500 Senior Care |
| Per-need sharing limit | $125,000 per illness; CHM Plus add-on raises limits (unlimited on Gold) | $250,000–$1,000,000 per incident by program; Catastrophic add-on extends by $1,000,000 |
| Programs | Gold, Silver, Bronze, SeniorShare, CHM Plus add-on ($42/unit) | Foundational, Essential, Complete, Senior Care (65+), Catastrophic add-on |
| Faith requirements | Statement of faith | Statement of faith; Christian community commitments |
Data verified as of September 2026. Confirm current pricing and guidelines with each ministry directly.
Full CHM profile · Full Anglican Care profile
How the models differ
CHM Gold costs $299 per unit with a $1,250 Personal Responsibility per incident and a $125,000 per-illness cap — raisable to unlimited with the $42 CHM Plus add-on. Anglican Care’s Complete starts at $199 with a $1,000 MRA per incident and a $1,000,000 per-incident limit, extendable by another $1,000,000 through the Catastrophic add-on ($37–$99). Where CHM’s base protection needs the add-on to reach serious-illness scale, Anglican Care’s Complete tier publishes it as standard. CHM counters with 45 years of continuous operation and a unit structure that scales predictably with household adults.
Who each one suits
CHM strengths
- The oldest sharing ministry in America (founded 1981)
- Transparent unit pricing: $115–$299/unit (2026), published plainly
- CHM Plus add-on ($42/unit) lifts per-illness caps — unlimited on Gold
CHM watch-outs
- Base sharing caps at $125,000 per illness without CHM Plus
- Personal Responsibility applies per medical incident
- No provider network — members handle provider billing directly
Anglican Care strengths
- MRA is per incident — a new need starts fresh, no annual reset
- Per-incident sharing limits up to $1,000,000; Catastrophic add-on extends by $1M
- 20+ years serving members; senior program with a low $500 MRA
Anglican Care watch-outs
- Contributions are age-banded and rise with age
- Smaller membership than the national giants
- State availability varies — check current status before joining
The verdict
For a household that prices the programs side by side, the choice is between CHM’s longer track record and add-on flexibility versus Anglican Care’s higher standard caps at lower entry prices. Both structures reset your protection with every new incident — no annual threshold to satisfy. Run both against your household size and age band, because both ministries price on age.
Disclosure: this site is published by Anglican Care, a healthcare sharing ministry. We publish the same data categories for every ministry we cover, including our own — and these comparisons can lead you to another ministry without us. Data verified September 2026; ministries change pricing and guidelines regularly, so confirm current terms before joining.