Founded
1993
Published starting contribution
$150/mo
Lowest monthly amount this ministry publishes
You pay first
Annual Household Portion (AHP): $3,000–$12,000 options
Sharing limit
No fixed per-need cap published; governed by program guidelines
Members
350,000+ members across all 50 states
Data verified September 2026 · how we verify
Medi-Share, operated by Christian Care Ministry, is the largest healthcare sharing ministry in America by membership, with more than 350,000 members across all 50 states and over $8 billion in medical bills shared since 1993.
Its model is centralized: monthly contributions are pooled, and eligible bills are shared through the ministry, with access to a negotiated provider network and member discounts. Members choose an Annual Household Portion (AHP) — the amount they pay before sharing begins — from options including $3,000, $3,000, $6,000, $9,000, and $12,000 levels, which lets households trade monthly cost against exposure.
Published pricing examples put a single member in their 30s with a $12,000 AHP at roughly $150–$250 per month; a married couple in their 40s with a $6,000 AHP around $450–$650; and a family of four in their 50s with a $9,000 AHP between $650–$850. New members pay a one-time $120 membership fee.