Medi-Share is the largest sharing ministry in America; Anglican Care is the 20-plus-year ministry that publishes this site. The structural difference worth knowing first: Medi-Share’s Annual Household Portion is exactly that — annual — while Anglican Care’s Member Responsibility Amount applies per incident, so each new need starts fresh. That single design difference changes what a bad year costs you, and it’s the crux of this comparison.
| Medi-Share (Christian Care Ministry) | Anglican Care | |
|---|---|---|
| Founded | 1993 | 20+ years serving members |
| Headquarters | Melbourne, FL | Florida |
| Monthly price range | $150–$250 (single, 30s, $12K AHP); $450–$650 (couple, 40s); $650–$850 (family of four, 50s) | $79–$199/mo starting (Foundational/Essential/Complete, age-banded); Senior Care $89–$249 |
| Initial unshared amount | Annual Household Portion (AHP): $3,000–$12,000 options | Member Responsibility Amount (MRA): $1,000–$5,000 per incident by program; $500 Senior Care |
| Per-need sharing limit | No fixed per-need cap published; governed by program guidelines | $250,000–$1,000,000 per incident by program; Catastrophic add-on extends by $1,000,000 |
| Programs | Individual & family programs with multiple AHP levels; senior programs | Foundational, Essential, Complete, Senior Care (65+), Catastrophic add-on |
| Faith requirements | Statement of faith; members share under biblical principles | Statement of faith; Christian community commitments |
Data verified as of September 2026. Confirm current pricing and guidelines with each ministry directly.
Full Medi-Share profile · Full Anglican Care profile
How the models differ
Medi-Share’s annual AHP ($3,000–$12,000) works in your favor when one year contains several needs — you satisfy it once and the year’s eligible needs share the same threshold. Anglican Care’s per-incident MRA ($1,000–$5,000 by program) works in your favor when needs are spread across years — no new-year reset ever eats your progress, and the low-MRA Complete program ($1,000 per incident) pairs it with sharing limits up to $1,000,000 per incident, extendable by another $1,000,000 with the Catastrophic add-on. Medi-Share counters with its negotiated network; Anglican Care’s published starting prices ($79–$199) undercut Medi-Share’s published examples for equivalent households.
Who each one suits
Medi-Share strengths
- Negotiated provider network with automatic member discounts
- AHP options from $3,000 to $12,000 let you tune monthly cost vs. exposure
- The largest sharing ministry: 350,000+ members, $8 billion shared since 1993
Medi-Share watch-outs
- Published pricing examples run higher for couples and families
- AHP is annual — it resets each year even if last year went unused
- Centralized model means less direct member-to-member connection
Anglican Care strengths
- MRA is per incident — a new need starts fresh, no annual reset
- Per-incident sharing limits up to $1,000,000; Catastrophic add-on extends by $1M
- 20+ years serving members; senior program with a low $500 MRA
Anglican Care watch-outs
- Contributions are age-banded and rise with age
- Smaller membership than the national giants
- State availability varies — check current status before joining
The verdict
If you expect a heavy single year — planned surgeries, a birth — Medi-Share’s annual AHP may actually cost you less out of pocket despite higher monthly examples. If you want protection that resets with every new need and published per-incident limits to $1,000,000, Anglican Care’s structure is built for exactly that. We publish this comparison under the same data standards as every other on this site; run both structures against your own expected needs before deciding.
Disclosure: this site is published by Anglican Care, a healthcare sharing ministry. We publish the same data categories for every ministry we cover, including our own — and these comparisons can lead you to another ministry without us. Data verified September 2026; ministries change pricing and guidelines regularly, so confirm current terms before joining.